Disclaimer

The calculators, figures, and content on the Ireland side of Fiscalgrove are provided forgeneral information purposes only and are not financial, mortgage, tax, or legal advice. Do not rely on them as the sole basis for any financial decision.

Estimates, not offers

Each figure a Fiscalgrove calculator produces is an estimate based on the numbers you enter and the assumptions stated on that calculator's page. Your actual approval, interest rate, APRC, fees, and total cost are set by a lender or a mortgage broker after a full assessment of your circumstances, credit history, and the specific loan you choose, and can differ from these estimates.

Not a lender or a financial adviser

Fiscalgrove is not a bank, mortgage broker, or regulated financial adviser, and is not authorised or regulated by the Central Bank of Ireland. Arranging a mortgage in Ireland involves a regulated lender or mortgage intermediary. Before you commit, speak to a regulated adviser or your lender, who can assess your full situation.

Central Bank rules and lender policy change

The mortgage measures that cap lending by income (loan-to-income) and by deposit (loan-to-value) are set by the Central Bank of Ireland and are reviewed from time to time; lenders also apply their own criteria and a limited allowance to lend above the limits. Any statutory figure referenced on this site reflects the published rule as at the date shown, and may have changed since. Always confirm current figures with your lender or the Central Bank of Ireland.

Schemes and tax matters

Content relating to the Help to Buy scheme, the First Home Scheme, or tax on rental income is for general education only and is not tax advice. Eligibility and rules are set by Revenue and the relevant scheme bodies, and can change. Check the official source or talk to a professional before relying on any such figure.

No liability

To the fullest extent permitted by law, Fiscalgrove accepts no liability for any loss arising from reliance on information or calculations on this site. Use of this site is entirely at your own risk.

See also our Methodology and Editorial Policy pages.