Terms of Service

These terms govern your use of Fiscalgrove (the "Site"). By using the Site, you agree to them. If you don't agree, please don't use the Site.

What Fiscalgrove is

Fiscalgrove provides free mortgage and home-finance calculators, and educational articles, for informational purposes only. We are not a lender, broker, or financial institution, and nothing on the Site is an offer to lend, an application, or a guarantee of any rate, fee, or outcome.

No financial, legal, or tax advice

Calculator results and article content are estimates and general information only — they do not constitute personalised financial, mortgage, legal, or tax advice, and shouldn't be relied on as a substitute for advice from a qualified adviser, broker, or accountant who knows your specific circumstances. See our disclaimer for the UK, US, Canada, or Australia site.

Acceptable use

You agree not to: misuse the Site in a way that could disable, overburden, or impair it (including automated scraping at a rate that degrades the service for others); attempt to gain unauthorised access to any part of the Site or its underlying systems; or use the Site's content to build a competing product without permission.

Intellectual property

The Site's text, calculators, design, and graphics are owned by Fiscalgrove or licensed to us, and are protected by copyright and other intellectual property laws. You may view, use, and share links to our pages for personal, non-commercial purposes. You may not republish, redistribute, or reproduce substantial portions of our content elsewhere without our written permission.

Third-party links and advertising

The Site may link to third-party websites and may display third-party advertising (e.g. Google AdSense). We don't control and aren't responsible for the content, accuracy, or practices of third-party sites. See our Privacy Policy for how advertising cookies work.

No warranty

The Site and its calculators are provided "as is" and "as available." While we cross-check the figures and formulas behind our calculators against primary sources (see our Editorial Policy), we make no warranty that results are error-free, complete, or fit for any particular purpose, and rates, thresholds, and rules can change after publication.

Limitation of liability

To the fullest extent permitted by law, Fiscalgrove is not liable for any loss or damage arising from your use of, or reliance on, the Site or its content, including decisions made about mortgages, property, or other financial matters.

Changes to these terms

We may update these terms from time to time. We'll update the "Last updated" date above when we do, and continued use of the Site after a change means you accept the updated terms.

Contact

Questions about these terms? Reach us via our Contact page.