Disclaimer

The calculators, figures, and content on the UK side of Fiscalgrove are provided for general information purposes only and do not constitute financial, mortgage, tax, or legal advice. They should not be relied upon as the sole basis for any financial decision.

Estimates, not offers

Every figure produced by a Fiscalgrove calculator — monthly payments, Stamp Duty, loan-to-value, rental yield, and so on — is an estimate based on the inputs you provide and the assumptions stated on that calculator's page. Your actual mortgage offer, rate, fees, and total cost will be determined by a lender or broker based on a full assessment of your circumstances, credit history, and the specific product you choose, and may differ from these estimates.

Not regulated advice

Fiscalgrove is not authorised or regulated by the Financial Conduct Authority (FCA) and does not provide regulated mortgage or financial advice. Arranging a mortgage is a regulated activity in the UK — before making a decision, speak to an FCA-authorised mortgage adviser or broker, who can assess your full circumstances and recommend a suitable product.

Statutory figures

We take care to keep statutory figures (like Stamp Duty Land Tax bands) accurate and up to date, and we show a "Rates verified" date on any page carrying this kind of figure. However, tax rules can change, and your specific situation (reliefs, exemptions, additional-property status, residency) may affect what you actually owe — always confirm your Stamp Duty liability with a solicitor/conveyancer or HMRC before completing a purchase.

No liability

To the fullest extent permitted by law, Fiscalgrove accepts no liability for any loss arising from reliance on information or calculations provided on this site. Use of this site is entirely at your own risk.

See also our Methodology and Editorial Policy pages.